When Insurers Stall, We Force Action
Insurance companies that unreasonably delay payment on valid life insurance claims may be acting in bad faith. The Voss Law Firm forces timely resolution and pursues additional damages for delayed claims.
(260) 239-4029Fill out the form below and an attorney will review your case at no cost.
Delaying the payment of a life insurance claim is one of the most common tactics used by insurance companies. By dragging out the process, insurers hope that beneficiaries will become frustrated, miss critical deadlines, or accept a reduced settlement out of desperation. Common delay tactics include requesting excessive or unnecessary documentation, conducting prolonged investigations, repeatedly transferring your file between adjusters, and failing to respond to communications in a timely manner. In many states, insurance companies are required by law to process claims within specific timeframes. When they fail to do so without a legitimate reason, they may be liable for bad faith damages.
Most states have enacted prompt payment statutes that require insurance companies to acknowledge, investigate, and pay claims within specific timeframes — typically 30 to 60 days. When an insurer violates these deadlines without a reasonable basis, the beneficiary may be entitled to additional damages beyond the policy benefits, including statutory penalties, interest on the delayed payment, and attorney fees. The Voss Law Firm is well-versed in the prompt payment laws of every state and uses them aggressively to hold insurers accountable for unreasonable delays.
When an insurance company delays payment without a legitimate reason, it may constitute bad faith. Bad faith occurs when an insurer fails to deal fairly and honestly with its policyholders. In the context of delayed claims, bad faith can include ignoring communications, failing to conduct a reasonable investigation, imposing arbitrary documentation requirements, and using delay as a negotiation tactic. Depending on the state, bad faith damages can include the full policy amount, consequential damages, emotional distress, punitive damages, and attorney fees. The Voss Law Firm has a strong track record of pursuing and winning bad faith claims against major insurance carriers.
When you bring a delayed claim to The Voss Law Firm, we immediately put the insurance company on notice that their delay tactics will not be tolerated. We send formal demand letters citing applicable state laws and deadlines, request the complete claim file, and document every instance of delay. If the insurer does not respond promptly, we escalate to litigation and pursue all available damages, including bad faith penalties. Our aggressive approach consistently produces results — insurance companies know that when The Voss Law Firm is involved, further delay will only increase their exposure.
If your life insurance claim has been denied, delayed, or underpaid, contact us today. We'll review your case at no cost and no obligation.
(260) 239-4029"The insurance company delayed my mother's claim for over a year with endless requests for documents we had already provided. The Voss Law Firm stepped in, and within months, we had a resolution. They were professional, compassionate, and relentless."
David R.
Atlanta, GA
$850K RecoveredTime limits may apply to your delayed life insurance claims case. The sooner you contact an attorney, the stronger your position will be. Fill out the form for a free, no-obligation case evaluation.
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Fill out the form below and an attorney will review your case at no cost.